Lead Generation

Generating quality leads consistently is one of the hardest parts of running a credit repair agency. Our lead generation service is built to deliver compliant, high-converting leads directly into your pipeline without the high cost or daily management.

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Lead Gen Costs

Do a search for yourself and you’ll see that the average cost per lead can vary greatly when it comes to credit repair leads — most agencies are paying anywhere from $50 to $400 per lead. Even those running their own ads or hiring outside “experts” often struggle to keep costs below $30–$60.

We’ve engineered a proven, compliance-driven and automated system that flips the script. Our own ad campaigns consistently deliver high-quality leads for just $2–$10, averaging around $6 per lead year-round, saving agencies thousands every month.

No Big Budgets. No Big Risks.

We’ve eliminated the biggest barrier agencies face with lead gen: high upfront cost. Our co-op model lets you enter the Meta marketplace affordably and start seeing results within your first month.

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How it works:

Our ad management service isn’t the typical pay-a-setup-fee, manage-a-big-budget model. Instead, we run exclusive co-op campaigns that pool agency resources, cut costs, and deliver a higher volume of compliant and targeted leads at a fraction of the usual price.

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Only Smart and Enterprise Advantage agencies get access to our exclusive Co-Op Lead Generation System—ensuring every campaign is automated, compliant, and built for scale.
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Select Co-op Plan
Choose a monthly plan that fits your budget. Whether you’re testing the waters or ready to scale, there’s a group for you.
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Get Onboarded & Connected
That’s it — you'll get onboarded, and start receiving fresh, exclusive leads every month without managing ads yourself.

Co-op Ad Campaigns

(Leads From Paid Advertising)

Our Co-op Ad Campaigns give Smart & Enterprise Advantage agencies access to a shared advertising pool, where monthly budgets are combined into one powerful campaign targeting consumers that need credit repair services. This collective approach generates higher-quality leads at a lower cost and distributes them fairly across all participating agencies automatically.

    • Shared Ads, Steady Leads

      Pipeline Starter

      $99
      / Month
      • $79 Setup
      • Co-op of 20 Agencies 1
      • 20% Management Fee
      • Up To $1,584 Ad Budget 2
      • ≈ 10-13 Leads Per Agency
      • ≈ $7.62 to $9.90/lead 3
    • Bigger Budgets, Better Flow

      Pipeline Pro

      $399
      / Month
      • $149 Setup
      • Co-op of 10 Agencies 1
      • 18% Management Fee
      • Up To $3,271 Ad Budget 2
      • ≈ 45-55 Leads Per Agency
      • ≈ $7.25 to $8.87/lead 3
    • Maximum Power, Priority Leads

      Pipeline Elite

      $1,299
      / Month
      • $279 Setup
      • Co-op of 5 Agencies 1
      • 15% Management Fee
      • Up To $5,520 Ad Budget 2
      • ≈ 170-184 Leads Per Agency
      • ≈ $7.06 to $7.64/lead 3

1 Each Co-op plan is capped at a maximum number of agencies, but your group may sometimes include fewer partners. In these cases, we may optimize the pooled budget to release leads weekly or bi-weekly instead of monthly — giving you faster lead flow and steady results. As new partners join, they are added to your co-op group until it reaches capacity, at which point a new group is created.

2 The ad budget describes the total budget if the co-op group is at maximum capacity of agencies. The budget may be less if there are fewer agencies in that co-op group.

3 The cost per lead indicated is based on historical records of our achievement, but not a guarantee of the average cost or that the estimated leads are exact. Our campaigns are in the Meta marketplace and is dictated by the audience with limited targeting controls in a regulated and very restricted advertising platform.

Take It To The Next Level

Our ad campaigns already bring you high-quality credit repair leads. But if you want to scale even faster, we can connect you with Advocates (aka referral partners) who will send additional leads to your agency.

Advocate Combo Plans

(Ad Campaigns & Automatic Leads)

By combining ongoing ad campaigns that generate credit repair leads with parallel campaigns that recruit new Advocates, you get the best of both worlds: predictable consumer leads; all working together to fuel your agency’s growth.

    • Start Local

      State Combo

      $299
      / Month
      • $97 Setup Fee
      • Targets 1 State 1
      • Co-op of 20 Agencies 2
      • 20% Management Fee
      • Up To $4,784 Ad Budget 3
      • 50% Consumer Target
      • 50% Advocate Target
    • Expand Regional

      Nationwide Combo

      $899
      / Month
      • $197 Setup Fee
      • Targets 18 States 1
      • Co-op of 10 Agencies 2
      • 18% Management Fee
      • Up To $7,371 Ad Budget 3
      • 50% Consumer Target
      • 50% Advocate Target
    • Scale Without Limits

      Elite Combo

      $1,999
      / Month
      • $497 Setup Fee
      • Targets 18 States 1
      • Co-op of 5 Agencies 2
      • 15% Management Fee
      • Up To $8,496 Ad Budget 3
      • 50% Consumer Target
      • 50% Advocate Target

1 The State Combo plan runs ads and recruits Advocates only within your agency’s primary state. Nationwide and Elite Combo plans may include up to 18 states — your primary state plus 17 additional “free” states where compliance registration is not required.

2 Agencies are grouped into co-ops with a set maximum number of participants, similar to our Pipeline ad campaigns. Each group pools its ad spend together to increase campaign reach and effectiveness.

3 The ad budget describes the total budget if the co-op group is at maximum capacity of agencies. The budget may be less if there are fewer agencies in that co-op group.

Built by Necessity.
Perfected for Success.

Credit Manager began as our internal infrastructure — a system built to manage our own credit repair operations at scale. It has since become the backbone of over 300 agencies, empowering them with the same automation, compliance, and operational framework that continues to advance the credit repair industry nationwide.