CSO Certification is a private, standards-based certification program designed to help Credit Services Organizations operate with greater compliance, operational clarity, and accountability.
The program provides agency owners and their teams with structured guidance on required processes, ethical standards, client workflows, and state-level compliance considerations — all informed by the real-world systems and practices used within the Credit Manager Partner Network.
A structured overview of the core topics and standards addressed in the certification program:
This certification is designed for both new and established agencies seeking to formalize internal standards, improve operational consistency, and better understand compliance expectations within the credit repair industry.
Enrollment for CSO Certification is not yet open. Early access provides advance notice, program updates, and additional details as the certification framework is finalized.
Credit Manager delivers compliance-driven FinTech solutions that unify every part of the credit repair ecosystem — connecting consumers in need with approved agencies, advocates, and law firms working together seamlessly. Our technology automates complex workflows, centralizes data, and ensures regulatory compliance across all states.
Each solution is rooted in the same systems, data workflows, and compliance models that have powered our own successful operations for years.
